24/7 personal health concierge
Unlimited Primary Care, simple monthly pricing, and cash benefits that help when life’s big health events show up. No surprise bills. No insurance maze.
CBA Health Plan. combines Direct Primary Care (DPC), Prescription Savings, Fixed Cash Benefits, and Optional Catastrophic Coverage into one clear, predictable program.
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CBA Health Plan combines unlimited Direct Primary Care (DPC) with clear, fixed cash benefits for hospital, ER, and big-ticket events. Everyday care is simple and accessible; major events come with a financial safety net.
Same-day or next-day visits, telemedicine, messaging, and longer appointments with your doctor — all covered in your membership.
One transparent monthly price for primary care. No copays, no deductibles, and no surprise line items.
Check cash-friendly pricing before you leave the clinic. Many common medications cost less than a typical copay.
Book visits, message your care team, manage dependents, and track engagement from one secure dashboard.
Generous fixed cash reimbursment benefits for hospital stays, ER visits, diagnostic testing, and more — paid directly to you or assigned to providers.
Why CBAhealthPlan
We built CBA Health Plan around three pillars so people, families, and employers can finally have healthcare that is clear, personal, and financially sound.
Direct primary care
Unlimited visits, telemedicine, proactive outreach, mental-health support, and transparent in-clinic pricing.
Cash benefits
Set dollar amounts for hospital stays, office visits, ER, surgery, and more — so you know what to expect before the bill.
Optional add-on
Extra protection for serious illness and major health events, so one bad year does not wipe out a family or a business.
Three simple options — all include unlimited Direct Primary Care (DPC). Full protection for your needs.
DPC membership only
Ideal if you want unlimited access to your doctor and plans to give you full peace of mind.
No insurance benefits in this tier. Great for self-pay and use of HSA dollars for years to come.
Everyday care + protection
Keeps everyday care simple while adding fixed cash reimbursement benefits that help neutralize surprise medical bills.
Benefit amounts vary by age-bands, location, and carrier design. Final purchase govern all benefits.
Maximum protection
Higher benefit amounts, richer hospital and surgery schedules, and extra cushions for major events.
Not a major medical plan. Can, if needed, work alongside existing coverage or a catastrophic self funded option.
Give employees care they will actually use while keeping budgets predictable and admin light.
A typical service employer with high-deductible coverage can save thousands per enrolled employee when they shift routine care into direct primary care and use fixed benefits for big events.
All savings illustrations are estimates only and are not guarantees of future performance.
Grow your membership panel without drowning in claims or prior auths. We route patients and employers to you.
“I spend more time with patients and less time chasing claims. Employers love the predictability; my team loves the sanity.”
— DPC Physician Partner (name and practice here)
“Finally, a healthcare setup that is straightforward. I know what my membership costs, I know what big events pay, and I have a real relationship with my doctor.”
Member feedback, anonymized
Here are straightforward answers to the questions we hear most often.
Fixed indemnity insurance pays a set cash amount for certain covered events — like a hospital stay or office visit regardless of what the provider bills. You use the reimbursment payments to pay the medical bills expense.
No. Our memberships and fixed-benefit plans are designed to sit alongside existing coverage or be used as an alternative solution. The full use of this three pillar plan major-medical coverage with catastrophic coverage will slowly and steadly change health outcomes becaues you don't have wait to find if you are sick. The CBA Health Plan brings to you day-to-day health care.
Most provider clinics offer same-day or next-day access for acute issues, along with telehealth and secure text messaging for quick questions.
No. Direct Primary Care (DPC) memberships and fixed indemnity plans are not major-medical coverage and do not satisfy ACA minimum essential coverage requirements. But members pair the catastrophic Standard Industry Code (SIC) plan to ensure they have major medical coverage and the gaps in coverage will have full protection after a max out of pocket amount is established.
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