# CBA Health Plan

> Community-Based Arrangement health coverage pairing Direct Primary Care with fixed-indemnity benefit insurance, underwritten by ManhattanLife Insurance and Annuity Company. Free enrollment, transparent age-based premiums, monthly ACH billing.

CBA Health Plan is a Community-Based Arrangement (CBA) health coverage program that pairs Direct Primary Care (Pillar 1) with Affordable Choice fixed-indemnity benefit insurance (Pillar 2). An employer-only group self-funded stop-loss option (Pillar 3) is available separately. Enrollment is free; Pillar 2 premiums vary by age band and are billed monthly by ACH. Issue ages 18–64. Underwritten by ManhattanLife Insurance and Annuity Company. This is not major medical insurance and does not satisfy Minimum Essential Coverage under the Patient Protection Affordable Care Act (PPACA).

## Pages

- [CBA Health Plan — Community-Based Health Coverage with Direct Primary Care](/): Enroll in a Community-Based Arrangement health plan: Direct Primary Care plus Affordable Choice fixed-benefit insurance. Free enrollment, transparent age-based premiums.
- [Compare Plans — Elite Plus vs Elite](/plans): Side-by-side comparison of CBA Health Plan Elite Plus and Elite: combined Direct Primary Care plus Affordable Choice fixed-indemnity benefits, pricing, and full coverage details.
- [Pricing & Premium Calculator](/pricing): CBA Health Plan premium calculator: Pillar 1 Direct Primary Care plus Pillar 2 Affordable Choice fixed-indemnity insurance. Pillar 2 premiums vary by age band — get your exact combined monthly total.
- [Find a Doctor — CBA Provider Directory](/providers): Search the CBA Health Plan provider directory by ZIP code. View doctor profiles, photos, and specialties, then select your Direct Primary Care physician.
- [Enroll in Pillar 1 (DPC) — Direct Primary Care](/enroll-pillar-1): Enroll in CBA Health Plan Pillar 1: Direct Primary Care membership with recurring ACH billing. Free enrollment; membership fees are set by your chosen practice and confirmed at enrollment.
- [Enroll in Pillar 2 (Indemnity) — Elite Plus vs Elite](/enroll-pillar-2): Compare Elite Plus and Elite fixed-indemnity plans and enroll in CBA Health Plan Pillar 2 coverage. Fixed cash benefits for hospital stays, surgery, doctor visits, and prescriptions.
- [Enroll — Free Enrollment](/enroll): Enroll in CBA Health Plan coverage. Free enrollment, combined Direct Primary Care plus fixed-indemnity benefits, monthly ACH billing.

## Optional Links

- [ManhattanLife EOI / indemnity enrollment form](https://direct.manhattanlife.com/#/link/6236/cba-advisors/AFC)
- [DPC + Ancillary Services enrollment (JotForm)](https://www.jotform.com/form/260152043520138)
- [Sitemap](/sitemap.xml)
- [Robots](/robots.txt)